Individual Medical Insurance for 6 - 12 Months

Benefits

Global Medical Insurance offers you the choice of three plan options: Silver, Gold and Platinum. You also have the opportunity to select a coverage area: worldwide or worldwide excluding the U.S. and Canada. Simply choose the plan option and coverage area that best fits your needs. Each one offers a full range of benefits suited for individuals and families, provides coverage 24 hours a day, and you have the freedom to choose any doctor or hospital for treatment.

When you select Global Medical Insurance, you receive IMG’s commitment to deliver world class health benefits, medical assistance and Global Peace of Mind^®.

Benefit Description Subject to deductible and coinsurance unless otherwise noted	Silver	Gold	Platinum
Coverage Area	Two options: worldwide or worldwide excluding the U.S. and Canada	Two options: worldwide or worldwide excluding the U.S. and Canada	Two options: worldwide or worldwide excluding the U.S. and Canada
Policy Maximum	$5,000,000 lifetime per individual	$5,000,000 lifetime per individual	$8,000,000 lifetime per individual
Deductible	Ranges from $250 to $10,000 per period of coverage, 50% reduction within PPO	Ranges from $250 to $10,000 per period of coverage, 50% reduction within PPO, Carry forward deductible - last 30 days of certificate year	Ranges from $100 to $10,000 per period of coverage, 50% reduction within PPO, Carry forward deductible - last 30 days of certificate year
Family Deductible	3x the single	3x the single	2x the single
Coinsurance within the U.S. and Canada	80% of the next $5,000 of eligible expenses after the deductible, then 100% to the overall maximum per period of coverage	80% of the next $5,000 of eligible expenses after the deductible, then 100% to the overall maximum per period of coverage	90% of the next $5,000 of eligible expenses after the deductible, then 100% to the overall maximum per period of coverage
Coinsurance within the PPO network and outside the U.S. and Canada	100%	100%	100%
Hospitalization / Room & Board	$600 per day (maximum of 240 consecutive days per covered event)	Average semi-private room rate	Private room rate
Intensive Care Unit	$1,500 per day (maximum of 180 consecutive days per covered event)	Usual, Reasonable and Customary (URC)	Usual, Reasonable and Customary (URC)
Surgery	URC	URC	URC
Anesthetist's Charges Associated with Surgery	20% of surgery benefit	URC	URC
Transplants	$250,000 per transplant	$1,000,000 lifetime maximum	$2,000,000 lifetime maximum
Outpatient	Visits/Exams - 25 visits per insured person per period of coverage to the maximum limit as outlined: physician $70; specialist $70; psychiatrist $60; chiropractor $50; surgical intervention consultation $500; X-rays - $250 per exam maximum limit; Lab Tests - $300 per exam maximum limit	URC	URC
Rx Coverage	URC	URC	URC
Emergency Room Illness	URC subject to an additional $250 deductible if not admitted	URC subject to an additional $250 deductible if not admitted	URC subject to an additional $250 deductible if not admitted
Emergency Room Accident	URC	URC	URC
Local Ambulance	$1,500 per covered event - not subject to deductible or coinsurance	URC	URC
Emergency Evacuation	$50,000 per period of coverage - not subject to deductible or coinsurance	Limited to policy maximum - not subject to deductible or coinsurance	Limited to policy maximum - not subject to deductible or coinsurance
Emergency Reunion	NA (Not Applicable)	$10,000 lifetime maximum	$10,000 lifetime maximum
Return of Mortal Remains	$25,000 lifetime maximum per insured - not subject to deductible or coinsurance	$25,000 lifetime maximum per insured -not subject to deductible or coinsurance	$50,000 lifetime maximum per insured -not subject to deductible or coinsurance
Maternity	Optional Rider - $50,000 lifetime maximum, maximum of $5,000 for normal delivery, $7,500 for C-section, $200 child wellness benefit for first 12 months - not subject to deductible or coinsurance. Available after 10 months of coverage benefits reduced by 50% for births that occur in11th or 12th month of continuous coverage	Optional Rider - $50,000 lifetime maximum, maximum of $5,000 for normal delivery, $7,500 for C-section, $200 child wellness benefit for first 12 months - not subject to deductible or coinsurance. Available after 10 months of coverage benefits reduced by 50% for births that occur in 11th or 12th month of continuous coverage	Same As Any Illness (SAAI) $1,000 additional deductible, $50,000 lifetime maximum, $200 child wellness benefit for first 12 months. Available after 10 months of coverage
Supplemental Accident	NA	$300 per occurrence - not subject to deductible or coinsurance	$500 per occurrence - not subject to deductible or coinsurance
Mental/Nervous	Outpatient only - (see Outpatient) Available after 12 months of continuous coverage	$10,000 per period of coverage up to a $50,000 lifetime maximum. Available after 12 months of continuous coverage	SAAI $50,000 lifetime maximum. Available after 12 months of continuous coverage
Adult Wellness	NA	$250 per period of coverage - not subject to deductible or coinsurance Available for those 30 years of age and over after 12 months of continuous coverage	$500 per period of coverage - not subject to deductible or coinsurance Available for those 18 years of age and over after 12 months of continuous coverage
Child Wellness	Three visits per period of coverage -maximum $70 per visit. Available for children under 18 years of age after 12 months of continuous coverage	$200 maximum per period of coverage -not subject to deductible or coinsurance Available for children under 18 years of age after 12 months of continuous coverage	$400 maximum per period of coverage - not subject to deductible or coinsurance Available for children under 18 years of age after 12 months of continuous coverage
Other Services	Extended Care - limited to first 30 days of confinement Radiation Treatment - URC Home Nursing Care - limited 30 days per covered event Hospice Care - limited 30 days per covered event Prosthetic Devices - all URC	URC	URC
Physical Therapy	Maximum $40 per visit 30 visit maximum per period of coverage	Maximum $50 per visit	Maximum $50 per visit
High School Sports Injury	NA	NA	Up to $5,000 maximum
Recreational SCUBA	NA	URC	URC
Remote Transportation	NA	NA	Limited to $5,000 per certificate period up to a $20,000 lifetime maximum
Political Evacuation and Repatriationz	NA	NA	Limited to $10,000 lifetime maximum
Complementary Medicine	NA	Acupuncture $150 Aroma Therapy $50 Herbal Therapy $50 Magnetic Therapy $75 Massage Therapy $150 Vitamin Therapy $100 Each per period of coverage	Acupuncture $150 Aroma Therapy $50 Herbal Therapy $50 Magnetic Therapy $75 Massage Therapy $150 Vitamin Therapy $100 Each per period of coverage
Non-emergency Dental	NA	NA	Calendar year maximum - $750 Individual deductible - $50 Schedule of benefits - Class I: 90% Class II: 70% Class III: 50% Ortho 0% (6 month waiting period)
Emergency Dental due to Accident	$1,000 per period of coverage	URC	URC
Emergency Dental due to Sudden Unexpected Pain	NA	$100 per period of coverage	See non-emergency dental benefits
Vision	NA	NA	Exams - up to $100 per 24 months Materials - up to $150 per 24 months
Global Concierge & Assistance Services	NA	NA	Included
Pre-existing Conditions	$5,000 per period of coverage up to a $50,000 lifetime maximum. Available after 24 months of continuous coverage	$5,000 per period of coverage up to a $50,000 lifetime maximum. Available after 24 months of continuous coverage	SAAI
NA (Not Applicable) / URC (Usual, Reasonable and Customary) / SAAI (Same As Any Illness)

This website contains only a consolidated and summary description of some of the current Global Medical Insurance benefits,conditions, limitations and exclusions. A certificate containing the complete Certificate Wording with all terms, conditions and exclusions will be included in the fulfillment kit. IMG reserves the right to issue the most current Certificate Wording for this insurance plan in the event this application and/or brochure has expired, is modified, or is replaced with a newer version. Current Certificate Wordings are available upon request.

Global Concierge and Assistance Services^SM

DEDICATED SERVICE LINE
An international toll-free number accessible worldwide 24/7.

DEDICATED CLAIMS TEAM
Provides members with expedited claims processing.

BAG TRACKING
Assistance in locating lost checked baggage and arranging the delivery of it to you anywhere in the world.

DRUG TRANSLATION SERVICES
24/7 online access that provides country specific brand names of common prescription and over-the-counter medications.

EMBASSY & CONSULATE REFERRALS
Provides the location and contact information of the nearest U.S. Embassy or Consulate.

EMERGENCY CASH TRANSFERS
Assists in arranging and obtaining cash transfers anywhere in the world.

EMERGENCY MESSAGE RELAY
Relay messages to your family, friends and co-workers, helping you maintain contact during an emergency.

EMERGENCY TRAVEL ARRANGEMENTS
Assists in making the appropriate travel arrangements in the event you must interrupt your travel and return home.

LEGAL REFERRALS
Provides the contact information for an attorney located in your country of travel.

LOST PASSPORT/TRAVEL DOCUMENTS ASSISTANCE
Assists in reporting, retrieval or replacement of lost or stolen travel documents.

PRESCRIPTION DRUG REPLACEMENT ASSISTANCE
Assists in the replacement and shipment of lost or damaged medication.

PRE-TRIP HEALTH AND SAFETY ADVISORIES
24/7 online access to information concerning current passport and visa requirements; information regarding inoculations and vaccinations; and up-to-date travel safety advisories.

SECURITY UPDATES AND COUNTRY PROFILES
24/7 online access to the latest advisories and travel warnings.

Global Concierge and Assistance Services are additional services offered under the Platinum plan option. They are not insurance benefits.

Exclusions

Pre-existing conditions and exclusions

Silver and Gold:
After coverage has been in effect for 24 continuous months, the Silver and Gold plan options provide a US$50,000 lifetime benefit for eligible pre-existing conditions that existed at or prior to the effective date, subject to a maximum of US$5,000 per period of coverage. This benefit is payable whether or not you have received consultation or treatment for the condition(s) during the 24-month period. The Silver and Gold plan options do not rider or charge additional premium for pre-existing conditions. If you properly disclose a pre-existing condition at the time of application and are accepted into the plan, you will be covered for eligible medical expenses after 24 months of continuous coverage, subject to the foregoing limits and the other terms of the plan.*

The following illnesses which exist, manifest themselves or are treated or have treatment recommended prior to or during the first 180 days of coverage from the initial effective date are considered pre-existing conditions and are subject to the waiting period and other limitations of coverage described above: asthma, allergies, tonsillectomy, back conditions,
adenoidectomy, hemorrhoids or hemorrhoidectomy, disorders of the reproductive system, hysterectomy, hernia, gall stones or kidney stones, any condition of the breast, and any condition of the prostate.

Platinum:
On the Platinum plan option, conditions that are fully disclosed on the application and have not been excluded or restricted by a rider will be covered the same as any illness. Conditions, including any complications therefrom, that are not fully disclosed on the application will not be covered.

OTHER EXCLUSIONS & LIMITATIONS*

Treatment not ordered or received by a physician

Treatment or supplies not medically necessary

Investigational, experimental or research procedures

Custodial care

Weight modification

Elective cosmetic or plastic surgery

Treatment of impotency

Contraceptive medication or treatment

Drug and alcohol abuse treatment

Organ transplants not specifically listed

Routine foot care

Treatment by a relative or family member

Treatment as a result of war or riot

Treatment resulting from illegal activities

Speech therapy

Persons HIV+ at effective date

Organized amateur or professional sports

Maternity and newborn care (unless the maternity rider or Platinum plan option is purchased - see Summary Schedule of Benefits)

Services and treatment eligible for payment by any government or other insurance

Adult routine physical examinations are excluded under the Silver plan option and for the first 12 months for the Gold and Platinum plan options

Devices to correct sight or hearing are excluded under the Silver and Gold plan options

Inpatient mental and nervous is excluded under the Silver plan option and for the first 12 months for the Gold and Platinum plan options

Outpatient mental and nervous for the first 12 months on all plan options

*This website contains only a consolidated and summary description of some of the current Global Medical Insurance benefits, conditions, limitations and exclusions. A certificate containing the complete Certificate Wording with all terms, conditions and exclusions will be included in the fulfillment kit. IMG reserves the right to issue the most current Certificate Wording for this insurance plan in the event this application and/or brochure has expired, is modified, or is replaced with a newer version. Current Certificate Wordings are available upon request.

Global Medical Insurance is a surplus lines product underwritten by Sirius International Insurance Corporation (publ) (the "Company"). Distributed, managed and administered, as agent for and on behalf of the Company, by International Medical Group^®, Inc. ("IMG^®").

Global Medical Insurance^® New Business Rates

New Business Rates through 31-Oct-2008 (Includes 2.5% surplus lines tax where applicable)

SILVER WORLDWIDE COVERAGE - ANNUAL PREMIUMS
	$250.00 deductible		$500.00 deductible		$1,000.00 deductible		$2,500.00 deductible		$5,000.00 deductible		$10,000.00 deductible

Age	M	F	M	F	M	F	M	F	M	F	M	F

14 Days-9**	First 2 Free*, Then 310		First 2 Free*, Then 270		First 2 Free*, Then 210		First 2 Free*, Then 184		First 2 Free*, Then 169		First 2 Free*, Then 150

10-18**	317		282		233		217		204		180
* The first two Dependent Children between the ages of 14 days to 9 years are free only when both parents or guardians are insured under the Global Medical Insurance plan. **Dependent child rates are only available when at least one parent or guardian is insured under the Global Medical Insurance plan. Children applying with no parent or guardian insured by Global Medical Insurance must use the Male 19-24 rates.

19-24	718	895	622	881	484	675	422	588	331	473	294	407

25-29	758	1,020	662	991	515	764	449	663	352	551	313	433

30-34	848	1,128	730	1,063	566	823	496	718	389	576	345	490

35-39	950	1,333	770	1,182	596	918	522	793	408	661	364	516

40-44	1,202	1,463	976	1,273	647	997	567	873	542	676	482	602

45-49	1,339	1,614	1,098	1,373	850	1,062	741	925	605	730	538	650

50-54	1,635	1,796	1,386	1,548	1,071	1,201	935	1,068	794	886	706	789

55-59	1,976	1,976	1,718	1,718	1,330	1,328	1,159	1,159	976	984	868	876

60-64	2,909	2,738	2,651	2,480	2,235	1,973	2,024	1,816	1,691	1,502	1,505	1,337

65-69	6,075	5,271	5,814	5,041	5,439	4,591	4,181	3,412	3,656	3,274	3,254	2,914

70 - 74	Please contact IMG or your agent for premium information concerning this age bracket
Rates expire on 31-Oct-2008

New Business Rates through 31-Oct-2008 (Includes 2.5% surplus lines tax where applicable)

SILVER WORLDWIDE COVERAGE EXCLUDING U.S/CANADA - ANNUAL PREMIUMS
	$250.00 deductible		$500.00 deductible		$1,000.00 deductible		$2,500.00 deductible		$5,000.00 deductible		$10,000.00 deductible

Age	M	F	M	F	M	F	M	F	M	F	M	F

14 Days-9**	First 2 Free*, Then 232		First 2 Free*, Then 203		First 2 Free*, Then 158		First 2 Free*, Then 138		First 2 Free*, Then 127		First 2 Free*, Then 112

10-18**	238		212		175		163		153		134
* The first two Dependent Children between the ages of 14 days to 9 years are free only when both parents or guardians are insured under the Global Medical Insurance plan. **Dependent child rates are only available when at least one parent or guardian is insured under the Global Medical Insurance plan. Children applying with no parent or guardian insured by Global Medical Insurance must use the Male 19-24 rates.

19-24	539	671	466	660	363	506	317	441	248	355	221	306

25-29	569	766	497	744	385	572	336	498	264	413	234	326

30-34	636	846	548	798	424	618	372	538	291	432	259	369

35-39	714	1,000	578	888	447	689	392	595	307	496	273	387

40-44	901	1,098	731	955	486	748	425	655	407	510	362	451

45-49	1,004	1,211	823	1,030	638	797	556	694	453	548	404	487

50-54	1,226	1,347	1,040	1,161	803	901	702	801	595	665	530	592

55-59	1,482	1,482	1,288	1,288	997	996	869	869	731	738	651	657

60-64	2,182	2,054	1,988	1,860	1,676	1,480	1,518	1,363	1,268	1,127	1,129	1,003

65-69	4,556	3,953	4,361	3,781	4,080	3,443	3,136	2,559	2,742	2,456	2,441	2,185

70 - 74	Please contact IMG or your agent for premium information concerning this age bracket
Rates expire on 31-Oct-2008

New Business Rates through 31-Oct-2008 (Includes 2.5% surplus lines tax where applicable)

GOLD WORLDWIDE COVERAGE - ANNUAL PREMIUMS
	$250.00 deductible		$500.00 deductible		$1,000.00 deductible		$2,500.00 deductible		$5,000.00 deductible		$10,000.00 deductible

Age	M	F	M	F	M	F	M	F	M	F	M	F

14 Days-9**	First 2 Free*, Then 501		First 2 Free*, Then 423		First 2 Free*, Then 322		First 2 Free*, Then 290		First 2 Free*, Then 260		First 2 Free*, Then 235

10-18**	545		445		345		312		280		252
* The first two Dependent Children between the ages of 14 days to 9 years are free only when both parents or guardians are insured under the Global Medical Insurance plan. **Dependent child rates are only available when at least one parent or guardian is insured under the Global Medical Insurance plan. Children applying with no parent or guardian insured by Global Medical Insurance must use the Male 19-24 rates.

19-24	1,171	1,543	1,008	1,468	784	1,048	691	928	567	786	447	593

25-29	1,212	1,722	1,058	1,626	820	1,167	721	1,026	593	894	464	614

30-34	1,339	1,927	1,176	1,807	915	1,343	811	1,188	664	1,002	523	749

35-39	1,388	2,135	1,234	1,941	954	1,492	845	1,308	691	1,117	543	770

40-44	1,791	2,340	1,583	2,091	1,226	1,622	1,089	1,441	887	1,145	702	899

45-49	2,015	2,434	1,800	2,196	1,395	1,708	1,237	1,511	1,010	1,166	796	916

50-54	2,449	2,642	2,204	2,403	1,715	1,875	1,562	1,701	1,280	1,392	1,004	1,094

55-59	3,101	3,014	2,843	2,762	2,219	2,157	1,957	1,902	1,648	1,601	1,286	1,249

60-64	4,359	4,109	4,031	3,781	3,375	3,125	3,080	2,850	2,556	2,262	2,098	1,868

65-69	9,001	7,849	8,672	7,521	8,018	6,863	6,235	5,633	5,409	4,869	4,457	4,014

70 - 74	Please contact IMG or your agent for premium information concerning this age bracket
Rates expire on 31-Oct-2008

New Business Rates through 31-Oct-2008 (Includes 2.5% surplus lines tax where applicable)

GOLD WORLDWIDE COVERAGE EXCLUDING U.S/CANADA - ANNUAL PREMIUMS
	$250.00 deductible		$500.00 deductible		$1,000.00 deductible		$2,500.00 deductible		$5,000.00 deductible		$10,000.00 deductible

Age	M	F	M	F	M	F	M	F	M	F	M	F

14 Days-9**	First 2 Free*, Then 376		First 2 Free*, Then 317		First 2 Free*, Then 242		First 2 Free*, Then 217		First 2 Free*, Then 195		First 2 Free*, Then 176

10-18**	408		334		259		234		210		189
* The first two Dependent Children between the ages of 14 days to 9 years are free only when both parents or guardians are insured under the Global Medical Insurance plan. **Dependent child rates are only available when at least one parent or guardian is insured under the Global Medical Insurance plan. Children applying with no parent or guardian insured by Global Medical Insurance must use the Male 19-24 rates.

19-24	878	1,157	756	1,101	588	786	519	696	425	590	336	445

25-29	909	1,291	794	1,220	615	875	541	770	445	671	349	461

30-34	1,004	1,446	882	1,355	686	1,008	608	892	498	752	393	562

35-39	1,042	1,601	925	1,456	716	1,119	634	981	519	838	407	578

40-44	1,343	1,755	1,187	1,569	920	1,216	816	1,081	666	859	526	675

45-49	1,512	1,826	1,349	1,647	1,046	1,281	928	1,134	759	875	597	687

50-54	1,837	1,982	1,654	1,803	1,286	1,406	1,172	1,276	960	1,044	753	821

55-59	2,326	2,261	2,132	2,072	1,664	1,618	1,467	1,427	1,236	1,201	965	937

60-64	3,269	3,083	3,024	2,836	2,531	2,344	2,311	2,137	1,917	1,696	1,574	1,402

65-69	6,751	5,887	6,504	5,641	6,014	5,147	4,676	4,225	4,057	3,652	3,343	3,011

70 - 74	Please contact IMG or your agent for premium information concerning this age bracket
Rates expire on 31-Oct-2008

New Business Rates through 31-Oct-2008 (Includes 2.5% surplus lines tax where applicable)

PLATINUM WORLDWIDE COVERAGE - ANNUAL PREMIUMS
	$100.00 deductible		$250.00 deductible		$500.00 deductible		$1,000.00 deductible		$2,500.00 deductible		$5,000.00 deductible		$10,000.00 deductible

Age	M	F	M	F	M	F	M	F	M	F	M	F	M	F

14 Days-9**	First 2 Free*, Then 1,618		First 2 Free*, Then 1,471		First 2 Free*, Then 1,320		First 2 Free*, Then 1,125		First 2 Free*, Then 1,064		First 2 Free*, Then 1,006		First 2 Free*, Then 958

10-18**	1,712		1,556		1,363		1,170		1,106		1,044		990
* The first two Dependent Children between the ages of 14 days to 9 years are free only when both parents or guardians are insured under the Global Medical Insurance plan. **Dependent child rates are only available when at least one parent or guardian is insured under the Global Medical Insurance plan. Children applying with no parent or guardian insured by Global Medical Insurance must use the Male 19-24 rates.

19-24	3,040	5,173	2,764	4,670	2,449	4,468	2,017	3,334	1,838	3,010	1,598	2,626	1,367	2,105

25-29	3,127	5,668	2,843	5,153	2,546	4,894	2,087	3,655	1,896	3,274	1,648	2,918	1,400	2,162

30-34	3,397	6,278	3,088	5,707	2,774	5,383	2,270	4,130	2,069	3,712	1,786	3,209	1,513	2,526

35-39	3,501	6,896	3,183	6,269	2,886	5,745	2,345	4,532	2,135	4,036	1,838	3,520	1,552	2,583

40-44	4,357	7,504	3,961	6,822	3,559	6,150	2,870	4,883	2,606	4,395	2,216	3,596	1,859	2,931

45-49	4,832	5,722	4,393	5,202	3,978	4,393	3,196	3,800	2,891	3,420	2,453	2,754	2,040	2,272

50-54	5,330	6,163	4,845	5,603	4,758	5,142	3,814	4,123	3,519	3,787	2,974	3,191	2,442	2,615

55-59	7,138	6,953	6,489	6,321	5,991	5,835	4,787	4,667	4,281	4,175	3,685	3,594	2,986	2,915

60-64	9,809	9,277	8,917	8,434	8,284	7,801	7,018	6,535	6,448	6,005	5,437	4,870	4,553	4,109

65-69	19,664	17,218	17,876	15,653	17,241	15,020	15,979	13,750	12,538	11,376	10,943	9,901	9,106	8,251

70 - 74	Please contact IMG or your agent for premium information concerning this age bracket
Rates expire on 31-Oct-2008

New Business Rates through 31-Oct-2008 (Includes 2.5% surplus lines tax where applicable)

PLATINUM WORLDWIDE COVERAGE EXCLUDING U.S/CANADA - ANNUAL PREMIUMS
	$100.00 deductible		$250.00 deductible		$500.00 deductible		$1,000.00 deductible		$2,500.00 deductible		$5,000.00 deductible		$10,000.00 deductible

Age	M	F	M	F	M	F	M	F	M	F	M	F	M	F

14 Days-9**	First 2 Free*, Then 1,353		First 2 Free*, Then 1,230		First 2 Free*, Then 1,116		First 2 Free*, Then 971		First 2 Free*, Then 923		First 2 Free*, Then 880		First 2 Free*, Then 844

10-18**	1,420		1,291		1,149		1,004		956		909		869
* The first two Dependent Children between the ages of 14 days to 9 years are free only when both parents or guardians are insured under the Global Medical Insurance plan. **Dependent child rates are only available when at least one parent or guardian is insured under the Global Medical Insurance plan. Children applying with no parent or guardian insured by Global Medical Insurance must use the Male 19-24 rates.

19-24	2,419	3,991	2,199	3,628	1,963	3,477	1,639	2,626	1,506	2,383	1,324	2,097	1,152	1,706

25-29	2,484	4,388	2,258	3,989	2,036	3,798	1,691	2,867	1,548	2,583	1,363	2,316	1,178	1,749

30-34	2,686	4,849	2,442	4,408	2,206	4,163	1,828	3,226	1,677	2,912	1,465	2,534	1,262	2,021

35-39	2,767	5,310	2,515	4,827	2,289	4,435	1,886	3,525	1,728	3,153	1,506	2,767	1,290	2,065

40-44	3,406	5,767	3,096	5,243	2,795	4,740	2,280	3,787	2,079	3,423	1,789	2,823	1,519	2,327

45-49	3,764	4,431	3,422	4,028	3,108	3,683	2,523	2,976	2,295	2,693	1,969	2,193	1,656	1,830

50-54	4,454	4,763	4,049	4,330	3,696	3,984	2,986	3,218	2,766	2,967	2,357	2,519	1,957	2,089

55-59	5,492	5,355	4,993	4,868	4,619	4,503	3,716	3,627	3,335	3,258	2,889	2,828	2,366	2,312

60-64	7,494	7,099	6,813	6,545	6,340	5,977	5,389	5,028	4,964	4,628	4,204	3,777	3,542	3,210

65-69	14,886	13,053	13,533	11,866	13,057	11,391	12,111	10,438	9,529	8,658	8,334	7,552	6,956	6,315

70 - 74	Please contact IMG or your agent for premium information concerning this age bracket
Rates expire on 31-Oct-20

Silver

Gold

Platinum

Global Concierge and Assistance ServicesSM

Global Concierge and Assistance Services^SM