Medical Insurance for Exchange Groups | Print |
Medical Insurance for Exchange Groups Traveling Abroad

To see a pdf version of the complete Exchange Program Group Plan brochure, please click on the thumbnail. The Exchange Program Group Plan plan is designed for those who are:
  • actively engaged or participating in an educational or cultural exchange program in the country of assignment through a sponsoring organization or school.
  • traveling in a group to a destination that is not the home country of any of the traveling members.
Obtaining coverage is as simple as:
  • filling out the Enrollment Form with information on Sponsoring Organization.
  • filling out the Census Form with information on each Group Member.
  • mailing or fax the above information to your independent agent or IMG.

Premiums

All premium rates are in US dollars and are effective through 31-Oct-2008. Rates include 2.5% surplus lines tax where applicable. A dependent child is a child shown on the Application Form over 14 days and under 18 years of age, traveling with the group as a dependent of a group member, and for whom premium has been paid.

Basic Short-Term Travel Plan Rates - US$500,000 lifetime maximum
Non-US Citizens:Worldwide coverage except home country Monthly Premium Monthly Premium w/Optional Add-on Plan
US$10,000 per illness/injury   US$23.00   US$25.30  
 
US Citizens:Worldwide coverage except home country Monthly Premium Monthly Premium w/Optional Add-on Plan
US$10,000 per illness/injury   US$17.05   US$18.85  
 
Europe to Europe travel only Monthly Premium Monthly Premium w/Optional Add-on Plan
US$10,000 per illness/injury    US$14.25    US$15.70  
Standard Short-Term Travel Plan Rates - US$500,000 lifetime maximum
Non-US Citizens:Worldwide coverage except home country Monthly Premium Monthly Premium w/Optional Add-on Plan
A. US$50,000 per illness/injury   US$37.00   US$38.85  
B. US$250,000 per illness/injury   US$46.00   US$48.30  
C. US$500,000 per illness/injury   US$48.50   US$50.90  
 
US Citizens:Worldwide coverage except home country Monthly Premium Monthly Premium w/Optional Add-on Plan
A. US$50,000 per illness/injury   US$27.50   US$28.85  
B. US$250,000 per illness/injury   US$34.00   US$35.70  
C. US$500,000 per illness/injury   US$36.00   US$37.80  
 
Europe to Europe travel only Monthly Premium Monthly Premium w/Optional Add-on Plan
A. US$50,000 per illness/injury   US$23.00   US$24.15  
B. US$250,000 per illness/injury   US$28.00   US$29.40  
C. US$500,000 per illness/injury   US$30.00   US$31.50